A Hard Money Loan is simply a private money loan. That means these collateral-based loans are funded by Hanson Capital rather than traditional funding through an institutionalized bank. Because these are asset based loans the terms and conditions will be based on the property itself not your credit score or income, this means no social security number needed. Hard Money loans are going to be short term funding, typically 6-12 months and are typically refinanced into permanent financing or repaid through the sale of the property.

A Hard Money Loan might be for you if you are flipping homes, need a quicker option before refinancing, you do not want/qualify for traditional financing, or you may be looking for a short term loan because you are not looking to acquire long term debt.

Hanson Capital Group lends on:

  • Fix and Flip properties
  • Construction
  • Refinancing
  • New land
  • Commercial

These properties can be single family homes, townhouses/condo, multifamily or commercial in Arizona, California and Texas.

Borrowing from Hanson Capital is a quick and easy process, you submit a short application, and we get you terms that work!

What is a Hard Money Lender?

A hard money lender is a licensed bank that offers privately funded loans for various projects and properties. These are secure transactions with the aid of title companies to ensure safety. At Hanson Capital we have over 10 years experience in collateral based lending for Real Estate transactions.

Hanson Capital is a collateral based lender, so credit isn't as important to us as the real estate itself. Our goal is to keep the process as simple as possible, from the initial screening to approval. At Hanson Capital, we’re more than just a lender, we’re making money easy. From our expansive network of real estate lenders to our abundance of experience in the investment industry, we can help you turn a run-of-the-mill deal into an investment steal.

Brief History

Hanson Capital is an alternative lender specializing in collateral based, hard-money transactions within the real estate market. Chris Hanson moved to Phoenix in 2005 where he worked at Wells Fargo Financial in the Wholesale Mortgage Division. His roots there led him to start Hanson Capital Group in 2008 where he’s been responsible for over $300M in transactions ranging from apartment building repositioning to lending to real estate portfolio creation on an institutional level. A firm believer in vertical integration, Chris continues to expand his focus into different areas of the market. He has been featured in both the Wall Street Journal and Bloomberg for his activities and success in real estate and investment management.

We care about the ease of the process. We work to build relationships with everyone we work with in order to build trust and give you the best service possible. We understand that getting a loan can be a daunting task, so we try to make it as easy as possible, from the initial screening to approval.

Need Funding?

We understand the lending process can seem overwhelming and complicated with all of the moving pieces involved. We’ve streamlined the process to get you from start to finish within the comfort of your own home, in as little as 3 days. We can help you through the full life cycle of your ownership at all phases of the real estate transaction, from dirt to development, and from bridge to permanent. We believe the proper leverage and financing is the best way to grow long term wealth in real estate.

Hard Money Loans in Texas

We are here to provide hard money loans to residents in Texas as well. In Texas we can lend on non-owner occupied homes or properties with hard money loans. The State of Texas has a few additional laws that slightly change the process of getting a loan with us, but we are here to help you get the funding you need.

A Hard Money Loan in Texas might be for you if you are flipping homes, need a quicker option before refinancing, you do not want/qualify for traditional financing, or you may be looking for a short term loan because you are not looking to acquire long term debt.

Hard Money Loans in California

We have strong experience lending in Southern California and expanding. California’s expensive real estate often means people need loans when trying to buy or build a home, and we are here to help. We offer different types of loans in California for all those with different projects or goals.

A Hard Money Loan in California might be for you if you are flipping homes, need a quicker option before refinancing, you do not want/qualify for traditional financing, or you may be looking for a short term loan because you are not looking to acquire long term debt. We can give you a bridge loan in the interim while you are going through the process of getting long term debt.

Hard Money Loans in Arizona

With a quick growing population in the Valley there are always opportunities to invest in real estate and see large returns. Whether you are buying new land and building on it or you are renovating a house it is easy to get a loan and complete the project. Real Estate has continued to be a hot market in Arizona because of the growth opportunity and appreciation of the land.

Hanson Capital Group lends on:

  • Fix and Flip properties
  • Construction
  • Refinancing
  • New land
  • Commercial
Invest Now