We hold ourselves accountable to our investors with the realization that they rely on our availability and expertise to safeguard their assets.
Build a Diversified Loan Portfolio by Investing with Hanson Capital
We insure our investors receive only the best opportunities, always placing their interests first in all transactions.
We regularly report all investment activities through quarterly prepared account statements.
Our investors enjoy double-digit yields on investments, with returns ranging from 7-12% on each opportunity
Basics of Investing
Hanson Capital is a licensed mortgage bank with extensive experience in private money lending and the real estate industry. Since 2008, Hanson Capital has funded over $250 million dollars in real estate transactions with proven success and repeat customers.
It is important to know how much equity the borrower has to increase the safety of your investment. By using the market value along with the most recent market sales comparables, we ensure that each deal will have equity should the property need to be resold. Hazard insurance, paid before closing, along with full title insurance will also provide the investor security in the loan.
Hard money loans are typically made to borrowers with less credit and income documentation. The higher interest rate relative to conventional residential loans recognizes this. Even so, we do obtain information on the borrower’s ability to pay back the loan by looking at past real estate experience or business plans so you can make a more informed decision.
All of our loans require licensed escrow companies that will handle the documents and funds between buyers and sellers, borrowers and lenders. They are required to be a fiduciary for all parties. As an additional layer of safety, we instruct our investors to send their loan wires to the title company, which in turn will pay the seller, previous lender being paid off or the borrower, as specified. Title companies have a much higher threshold of regulation by the Insurance Department and errors and omissions and liability insurance requirements.
You will be presented with disclosure and servicing documents that you will complete and sign before your investment. Your investment will be evidenced by the Promissory Notes, Deed of Trust and other Riders as one of the beneficiaries (in the case of multiple lender loans) of the loan.
Our knowledgeable loan servicing team will be responsible for collecting borrower payments and transmitting monthly payments to the investor. The servicing team will be the main point of contact when it comes to updating real estate portfolio, tax questions, or quarterly income statements.
Hanson Capital offers a wide range of loan programs to suit our client’s needs. Here are a few of the asset types and programs we regularly invest in:
- Cash Out Refinance
- Rate and Term Refinance
- Long Term/ Buy and Hold
- Cross Collateralization
- Business Purpose
- Single Family Residential
- Self Storage